june6478 asked: I was curious as to why I got turned down for a loan at my bank. Then I ran my own credit check to find out that my FICO is 507. I reviewed the entire list and with one phone call I found that there were numerous (some identical) listings from the same collection agency. One conversation, with the collection agency explained everything. A doctor’s office had not submitted billing to my insurance company within their required time frame, 90 days. I can contest and have these items removed by proving it was the fault of the doctor’s billing department. I contacted the collection agency a few months ago but and they agreed to remove it but, its still there and I’m still getting turned down for credit. I also have a workman’s comp claim that was never paid by my ex-employer, I have just been getting the runaround between the employer, collection agency and the doctor’s billing department. I have a credit card that I was late on, but has been positive for the past five months.
I have had some personal issues come up and had to miss three weeks of work. I also had to put money down to buy a vehicle when it became apparent that paying the down payment was more feasible than dumping more money into a vehicle that had so many problems. This has left me broke. I got into a payday loan mess that I need to get out of, that’s part of it, I want to add the remaining balance of my auto loan and a small installment loan that I have. All together I would like to get $5000.
So there’s most of my situation. I need to get some funds together rather quickly. Does anybody have any legitimate ideas on how I can get the loan?
If anyone wants to offer the loan and requires an upfront fees need not reply.
If there are any ideas I need a website address, street address or a land line telephone number.
